0% APR · 12 Months
No interest if paid in full within 12 months. Subject to credit approval.
- Projects $2,500 – $25,000
- No interest for 12 months
- Quick online application
- Decisions in minutes
0% APR available · 3 plan options · Decisions in minutes
Deck Financing Build Now · Pay Over Time
Finance your Seattle deck project from $2,500 to $75,000 through 2 lenders: Synchrony Financial and Wells Fargo Outdoor Solutions. 3 plan options available: 6-month 0% APR for repairs, 12-month 0% APR promotional for builds under $25,000, and 60-month fixed-rate for premium IPE or composite installs. Most credit decisions complete in under 5 minutes.
0% APR promotional plans
available
available
$75K max financed
project size
project size
60 mo max term
length
length
Minutes typical approval
turnaround
turnaround
Plan Options
Three Financing Plans to Fit Any Project
Whether it's a $2,000 railing repair or a $50,000 hillside multi-level rebuild, there's a plan that works. We'll walk you through the math on the phone.
Extended · 60 Months
Spread the cost over 5 years with low fixed monthly payments. Competitive APR.
- Projects up to $75,000
- Fixed 60-month payment
- Competitive APR rates
- Soft credit pull initially
Short-Term · 6 Months
For smaller repairs and refinishing projects. 0% interest, no fees.
- Projects $1,000 – $5,000
- 0% interest, 6 months
- No application fees
- Same-day approvals
*All plans subject to credit approval. Financing provided by <a href='https://www.synchrony.com/' target='_blank' rel='noopener noreferrer'>Synchrony Financial</a> or <a href='https://www.wellsfargo.com/' target='_blank' rel='noopener noreferrer'>Wells Fargo Outdoor Solutions</a>. APR varies by plan and credit profile. See terms at application.
FAQ
Financing Questions, Answered
How quickly can I get approved?
Most applications get decisions in minutes. We submit through Synchrony Financial and Wells Fargo Outdoor Solutions; both have streamlined online portals.
What credit score do I need?
0% APR plans typically require 670+ FICO. Extended-term plans accept lower scores. We can pull a soft inquiry first (no credit impact) to give you an honest yes/no.
Are there hidden fees?
No application fees, no prepayment penalties. The only thing to watch: if you don't pay off a 0% APR balance within the promo period, deferred interest applies to the full original amount.
Can I combine financing with a discount?
Yes. Our financing options stack with any current seasonal promotions and our standard 5% pay-in-full discount (if you choose to pay cash instead).
Contact Us
Request Your Free
Request Your Free
Seattle Deck Quote Today
Call (888) 401-2283 and you'll talk to a real person, not an auto-reply. We ask 4 questions: deck size, material preference (Trex, cedar, IPE, or TimberTech AZEK), permit status, and your timeline. Safety issues get same-day inspections. Written fixed quote, 10-year structural warranty on every build.
Available now 24/7 · Open 24 Hours
✓ Same-Day Inspections ✓ Licensed WA WA #DBSEAT123KP ✓ 10-Year Workmanship Warranty ✓ NADRA · BBB A+ · TrexPro